Fixed Indexed Annuities


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What is an Indexed Annuity?

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Indexed annuities—also known as "equity-indexed annuities" or "fixed-indexed annuities"—are financial instruments that have characteristics of both fixed and variable annuities. Indexed annuities offer a minimum guaranteed interest rate combined with an interest rate linked to a market index, hence the name. 

Many indexed annuities are based on broad, well-known indices like the S&P 500 Composite Stock Price Index. But some use other indexes, including those that represent other segments of the market. Some indexed annuities allow investors to select one or more indexes. Because of the guaranteed interest rate, indexed annuities you risk making 0% some years(but more potential return) than a fixed annuity, but less risk and expense than a variable annuity.

More Information

The following resource provides additional information about indexed annuities, their risks and benefits, and whether this type of investment is the right choice for you.

National Association of Insurance Commissioners' Buyer's Guide to Equity-Indexed Annuities

Other Features of a Fixed Indexed Annuity are:

Profit Sharing Income Plan







Long Term Care Doubler or Home Health Care Doubler